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International travel insurance comparison

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Last updated: 04 October 2024
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Checked for accuracy by our qualified fact-checkers, verifiers and subject experts. Find out more about fact-checking at CHOICE.

Compare travel insurance policies to find the best one for you, from over 30 insurers like Cover-more, NRMA, Flight Centre and Travel Insurance Direct. Our price rating will help you find the cheapest policies in the market that offer cover for seniors, cruising, skiing, scuba diving, existing medical conditions, car rental and more. Use the filters to select the whether you want an annual or a single trip policy.

We're not like the other insurance comparison websites – we don't get paid by any of the insurers we're comparing. And CHOICE is not-for-profit, so your membership fees help our fight for fair consumer rights, and empower you to get the best products. So login to find the best insurance policies as Recommended by CHOICE.

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Travel insurance is a portable version of health, home, contents, life, public liability, and car rental excess insurance all packaged in one to take on holidays with you. But with all those insurances piled into one product, navigating your way through the terms and conditions to find the loopholes can be very challenging.

Use our travel insurance comparison to narrow down your options and make sure you're getting the best cover for your needs when on holiday.

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Brand

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List of brands we tested in this review.

    enter value/s in increments of 1 between 0 and 0

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    Member only

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    CHOICE Expert Rating (%)

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    The CHOICE expert score is based on our assessment of price and what the policy covers. It's made up of 60% cover score and 40% price score. A higher score is better. N/A means a price score wasn't available for this policy.

    enter value/s in increments of i between 48 and 89

    Cover score (%)

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    We assess the policy benefits, including medical, cancellation, additional expenses, baggage and rental car cover. A higher score is better.

    enter value/s in increments of i between 34 and 86

    Price score

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    Scores the average cost of the policy compared to other policies of the same type (single trip or annual multi-trip). The higher score, the cheaper the policy is on average. N/A means the prices aren't available for this policy.

    enter value/s in increments of i between 12 and 99

    Policy type

      Policy age limit

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      In years (up to and including the number stated). For policies listed as '100+', there is no age limit.

        Included in this comparison

        Members-only access
        • Price score
        • Medical cover score
        • cancellationfeaturesscore
        • baggagefeaturesscore
        • additionalexpensesfeaturesscore
        • Policy age limit
        • Dependant age limit
        • Medical
        • Cancellation
        • Baggage
        • Cruises
        • Pregnancy
        • Pregnancy stage covered
        • Childbirth costs
        • Pre-existing conditions covered without application
        • Pre-existing conditions covered on application
        • Time period for existing conditions
        • Medical expenses
        • Expenses for a person to accompany a sick policyholder
        • Daily hospital cash allowance
        • Hours of hospitalisation before receiving allowance
        • Dental expenses for accident or injury
        • Dental expenses for acute pain
        • Overseas funeral costs
        • Additional travel expenses for injury or sickness
        • Additional expenses for interrupted travel
        • Travel insurance extension for a delayed trip
        • Additional expenses for a lost passport
        • Additional expenses for a sick relative
        • Additional expenses for resumption of journey interrupted for a relative
        • Cancellation covered
        • Cancellation expenses
        • Cancellation for frequent flyer points
        • Cancellation expenses for travel agent fees
        • Cancellation for insolvency of a travel services provider
        • Cancellation for insolvency of a travel agent
        • Cancellation expenses for redundancy
        • Cancellation expenses for defence and emergency workers
        • Cancellation expenses for cancellation of work leave
        • Cover for transport incidents
        • Cover for strikes
        • Cover for mental health
        • Cover for COVID-19
        • Cover for pandemics
        • Cover for natural disasters
        • Cover for civil unrest
        • Cover for terrorism
        • Cover for war
        • Additional expenses for a special event
        • Additional expenses for pre-paid travel arrangements
        • Limit for travel delay expenses
        • Hours before travel delay covered
        • Limit per 24 hours for travel delay
        • Baggage cover
        • Limit for baggage expenses
        • Limit for a single unspecified item
        • Limit for a video or photo camera
        • Limit for a laptop or tablet
        • Limit for a smartphone
        • Limit for prescribed medications
        • Overall limit for specified items
        • Cover for baggage in a car during the day
        • Cover for baggage in a car overnight
        • Cover for valuables in a car
        • Cover for lost or stolen cash
        • Limit for baggage lost temporarily
        • Hours before cover applies for baggage lost temporarily
        • Rental car excess
        • Limit for rental car excess
        • Mopeds and motorcycles
        • Snow sports
        • Scuba diving
        • Abseiling
        • Bungee jumping
        • Hang gliding
        • High altitude hiking
        • Horse riding
        • Hot air ballooning
        • Kayaking
        • Paragliding
        • Sky diving
        • White water rafting

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